Anonymous 11/16/2025 (Sun) 14:28 No.72465 del
>>72372
>Join the trade. Yah, sure you'll only make $18 an hour, but you won't be $88,000 in debt you can't escape from. You can take out a 30 year mortgage and slowly pay it off and afford the bills if you are smart with your money and don't blow it on unnecessary crap, living within your means.

I figure how the average worker would live not having any student loan debt. Let's say the average pay is $18 per hour.

$18 per hour is around $2880 total per month.
- minus income tax = $2,448 per month left over,
- minus grocery bills (per month) ~$380 = $2,068 left over,
- minus monthly mortgage payment ~$500 = 1,568 left over,
- minus health insurance payment ~$150 = $1,418 left over,
- minus homeowner insurance cost (divided per month) ~$200 = $1,218 left over,
- minus monthly electricity & water bills ~$400 = $818 left per month.

Other costs would include commuting (fuel), household & utility maintenance, clothing, furniture, internet/phone service and entertainment. You would have approximately $818 left to spend per month for those other amenities. Unless you work overtime and take out loans going into debt which most Americans do.

My opinion is still far better living than paying $2,000 per month for a city apartment chained deep into student loan debt for the rest of your life but either way, you are a slave to the central bankers and Congress who systematically destroy the purchasing power of the US Dollar.