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Turns Out Critics Of Obamacare Were Right All Along Reader 11/16/2025 (Sun) 12:22 Id: 3649cf [Preview] No. 28787
Just over 15 years ago, when the Democrat-controlled House and the Democrat-controlled Senate were debating the healthcare proposals offered by the Democrat president, nearly everyone on the political right was unified in opposition. It may well have been the last time the right was united on anything, but it was indeed unified and resolute.

Congresswoman Michelle Bachmann (MN) warned that “This monstrosity of a bill will not only destroy the private healthcare market, it will lead to massive increases in premiums and rationed care.” Congressman (and eventual vice-presidential nominee and Speaker of the House) Paul Ryan (WI) complained that “This bill is a fiscal Frankenstein. It’s a government takeover that will explode costs and kill jobs.” Senator (and Republican Leader) Mitch McConnell (KY) insisted that Americans “want reforms that lower costs, not a trillion-dollar government experiment.”

Even the Heritage Foundation — in the news lately for purportedly exacerbating rifts in the conservative coalition — likewise agreed with everyone in the movement, insisting that Obamacare was a disaster waiting to happen and would keep none of the promises that it made, all while destroying what was good and valuable in the private insurance market.

More than a decade later, when it was clear that the system was in trouble and that only greater government intervention and spending could save it, the Heritage Foundation took something of a victory lap, detailing Obamacare’s manifest failures and arguing that it was long past time to scrap the whole experiment.

The ACA dramatically increased health insurance premiums and cost-sharing in the individual market…
The ACA collapsed insurer competition in the nation’s individual markets…
The ACA failed to meet official enrollment targets in the individual markets…
The ACA is pricing middle-class Americans out of individual market coverage…
The ACA expanded government coverage while wrecking the private individual health insurance market…
The ACA compromised access to care for persons — including those with pre-existing medical conditions — enrolled in the nation’s individual markets…
The ACA failed—and failed miserably to attract young people into the exchange insurance pools…
The ACA’s vaunted delivery reforms did not yield the anticipated savings.

Everything Republicans warned would happen did happen. And the Democrats’ response was to offer a massive “temporary” increase in subsidies to help paper over the failures. Again, every sentient person in the country insisted that doing so would be a disaster, that the subsidies would only increase costs, and that they would not be temporary.

Worse still, in addition to sticking their fingers in their ears and ignoring the experiences of the last decade and a half, the Democrats are actually blaming the Republicans for all of the healthcare system’s problems, insisting that the GOP is somehow responsible for their delusions.

Normal people, of course, think that the institutions created by Obamacare are destructive, costly, and ultimately ineffective. And we know they believe this because so many of them said so before the system was ever put in place. The Democrats disagree, and they will not be dissuaded from their course by any appeals to theory or experience. They want to keep the institutions and keep reforming them until they inevitably find the right formula.

https://endchan.org/b/res/72464.html


Reader 11/18/2025 (Tue) 17:40 Id: 3649cf [Preview] No.28792 del
Trump floated the idea of giving low and middle-income Americans a direct payment of $2,000 rather than providing a subsidy that is paid to insurance companies.

That would allow people to purchase their own insurance, Trump said in a Nov. 8 social media post. The president added that this would avoid putting more money into a health coverage system that, he said, provided inferior health coverage.

The White House is in discussion with lawmakers about the idea, Trump told reporters on Nov. 14.

“I’ve had personal talks with some Democrats,” he said, adding that the plan would allow consumers to negotiate their own price with an insurer.

Sen. Rick Scott (R-Fla.) is drafting legislation for a similar plan now. His plan would send money directly to individual Health Savings Accounts, much like Trump suggested.

“They can use it to spend on healthcare, so they can buy direct health care, or they can buy insurance, or [use it for] a co-payment or deductible,” Scott told Reporters on Nov. 10.

Consumers could use the funds to buy any plan authorized by their state’s insurance commission, he added.


Reader 11/18/2025 (Tue) 17:47 Id: 3649cf [Preview] No.28793 del
Republicans generally have been reluctant to extend the enhanced subsidies without also addressing abuse of the Obamacare system, which they say rose dramatically after those subsidies were introduced.

The expiration date indicates that the subsidies were not considered a long-term solution, Dr. Mehmet Oz, administrator of the Centers for Medicare and Medicaid Services, said in a Fox News interview on Nov. 16.

“It creates incentives for fraud,” he said.

“Instead of paying insurance companies to manage our money, let’s trust Americans to manage their own care — with a pre-funded Federal Flexible Spending Account,” he said.

A Flexible Spending Account is similar to a Health Savings Account but is not owned by the individual and does not roll over from year to year.

Commercial health insurance premiums have risen every year since 2008, according to Health System Tracker, a data collection site run by the nonprofits The Peterson Center on Healthcare and KFF.



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